@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600&family=IBM+Plex+Sans:wght@400;500;600&display=swap');

:root {
  --ink: #12141c;
  --paper: #f7f5ef;
  --panel: #ffffff;
  --moss: #1b4d3e;
  --moss-light: #2e6e58;
  --gold: #b7902e;
  --text: #1b1d24;
  --muted: #6b6f76;
  --rule: #dcd8cc;
  --danger: #a5432c;
  --radius: 10px;
}

* { box-sizing: border-box; }

html, body {
  margin: 0;
  padding: 0;
  background: var(--paper);
  color: var(--text);
  font-family: 'IBM Plex Sans', sans-serif;
  font-variant-numeric: tabular-nums;
}

h1, h2, h3 {
  font-family: 'Fraunces', serif;
  font-weight: 500;
  margin: 0;
  color: var(--ink);
}

a { color: inherit; }

.wrap {
  max-width: 640px;
  margin: 0 auto;
  padding: 28px 20px 80px;
}

/* ---------- Auth pages ---------- */

.auth-shell {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--ink);
  padding: 24px;
}

.auth-card {
  width: 100%;
  max-width: 380px;
  background: var(--paper);
  border-radius: var(--radius);
  padding: 36px 32px;
}

.auth-card h1 {
  font-size: 28px;
  margin-bottom: 6px;
}

.auth-sub {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 28px;
}

.field {
  margin-bottom: 16px;
}

.field label {
  display: block;
  font-size: 13px;
  color: var(--muted);
  margin-bottom: 6px;
}

.field input {
  width: 100%;
  padding: 11px 12px;
  border: 1px solid var(--rule);
  border-radius: 6px;
  font-size: 15px;
  font-family: inherit;
  background: var(--panel);
  color: var(--text);
}

.field input:focus {
  outline: 2px solid var(--moss);
  outline-offset: 1px;
  border-color: var(--moss);
}

.otp-input {
  text-align: center;
  font-family: 'Fraunces', serif;
  font-size: 26px !important;
  letter-spacing: 0.4em;
  padding-left: 0.4em !important; /* re-centers the letter-spaced text */
}

.btn {
  display: inline-block;
  width: 100%;
  text-align: center;
  padding: 12px 16px;
  border-radius: 6px;
  border: none;
  background: var(--ink);
  color: var(--paper);
  font-size: 15px;
  font-family: inherit;
  font-weight: 500;
  cursor: pointer;
  margin-top: 6px;
}

.btn:hover { background: var(--moss); }

.auth-switch {
  margin-top: 22px;
  font-size: 14px;
  color: var(--muted);
  text-align: center;
}

.auth-switch a { color: var(--moss); text-decoration: underline; }

.error-box {
  background: #f4e4de;
  border: 1px solid var(--danger);
  color: var(--danger);
  padding: 10px 12px;
  border-radius: 6px;
  font-size: 14px;
  margin-bottom: 18px;
}

/* ---------- Dashboard ---------- */

.top-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 22px;
}

.brand {
  font-family: 'Fraunces', serif;
  font-size: 20px;
  letter-spacing: 0.02em;
}

.logout-link {
  font-size: 13px;
  color: var(--muted);
  text-decoration: none;
  border-bottom: 1px solid var(--rule);
}

.greeting {
  font-size: 30px;
  margin-bottom: 10px;
}

.chip-row {
  display: flex;
  gap: 10px;
  margin-bottom: 32px;
}

.chip {
  font-size: 13px;
  padding: 6px 12px;
  border: 1px solid var(--rule);
  border-radius: 999px;
  color: var(--text);
  background: var(--panel);
}

/* Ledger table of account categories */

.ledger {
  background: var(--panel);
  border: 1px solid var(--rule);
  border-radius: var(--radius);
  margin-bottom: 28px;
  overflow: hidden;
}

.ledger-row {
  border-bottom: 1px solid var(--rule);
}

.ledger-row:last-child { border-bottom: none; }

.ledger-row summary {
  list-style: none;
  cursor: pointer;
  padding: 18px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.ledger-row summary::-webkit-details-marker { display: none; }

.ledger-row-title { font-size: 17px; font-weight: 500; }
.ledger-row-sub { font-size: 13px; color: var(--muted); margin-top: 3px; }

.ledger-row-amount { text-align: right; }
.ledger-row-total { font-size: 18px; font-weight: 500; }
.ledger-row-delta { font-size: 13px; margin-top: 3px; }
.up { color: var(--moss); }
.down { color: var(--danger); }

.ledger-detail {
  padding: 0 20px 18px;
}

.sub-account {
  display: flex;
  justify-content: space-between;
  padding: 8px 0;
  border-top: 1px dashed var(--rule);
  font-size: 14px;
}

.sub-account:first-child { border-top: 1px solid var(--rule); }


/* Quick links */

.quick-links {
  display: flex;
  border: 1px solid var(--rule);
  border-radius: var(--radius);
  margin-bottom: 32px;
  overflow: hidden;
}

.quick-links a {
  flex: 1;
  text-decoration: none;
  color: var(--text);
  padding: 16px 14px;
  font-size: 14px;
  border-right: 1px solid var(--rule);
}

.quick-links a:last-child { border-right: none; }

.quick-links strong {
  display: block;
  font-size: 15px;
  margin-bottom: 3px;
}

.quick-links span { color: var(--muted); }

/* Insights */

.section-heading {
  font-size: 15px;
  color: var(--muted);
  margin-bottom: 14px;
  display: flex;
  justify-content: space-between;
  align-items: baseline;
}

.insights-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.insight-card {
  border: 1px solid var(--rule);
  border-radius: var(--radius);
  padding: 18px;
  background: var(--panel);
}

.insight-label {
  font-size: 13px;
  color: var(--muted);
  margin-bottom: 6px;
}

.insight-value {
  font-size: 22px;
  font-family: 'Fraunces', serif;
  margin-bottom: 4px;
}

.insight-note {
  font-size: 12px;
  color: var(--gold);
  margin-bottom: 10px;
}

.sparkline { width: 100%; height: 48px; display: block; }

/* Inline mutation forms (deposit/withdraw, add account, log spending) */

.mini-form {
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid var(--rule);
}

.mini-form-row {
  display: flex;
  gap: 8px;
  margin-bottom: 8px;
  flex-wrap: wrap;
}

.mini-form-row .btn-tiny { flex: 0 0 auto; }

.mini-form select,
.mini-form input {
  flex: 1;
  min-width: 0;
  padding: 8px 10px;
  border: 1px solid var(--rule);
  border-radius: 6px;
  font-size: 13px;
  font-family: inherit;
  background: var(--panel);
  color: var(--text);
}

.mini-form select:focus,
.mini-form input:focus {
  outline: 2px solid var(--moss);
  outline-offset: 1px;
  border-color: var(--moss);
}

/* Rows with 3+ fields (account number + status + save) need to actually
   wrap on narrow screens rather than squeeze to nothing. */
.mini-form-row select,
.mini-form-row input {
  flex: 1 1 100px;
  min-width: 100px;
}

.account-manage {
  padding: 18px 20px;
  border-bottom: 1px solid var(--rule);
}

.account-manage:last-child { border-bottom: none; }
.account-manage .mini-form:last-child { margin-bottom: 0; }

.btn-tiny {
  padding: 8px 14px;
  border-radius: 6px;
  border: none;
  background: var(--ink);
  color: var(--paper);
  font-size: 13px;
  font-family: inherit;
  font-weight: 500;
  cursor: pointer;
  white-space: nowrap;
}

.btn-tiny:hover { background: var(--moss); }

.btn-tiny.secondary {
  background: transparent;
  color: var(--text);
  border: 1px solid var(--rule);
}

.btn-tiny.secondary:hover { border-color: var(--danger); color: var(--danger); }

.add-account-toggle { margin-top: 4px; }

.add-account-toggle summary {
  list-style: none;
  cursor: pointer;
  font-size: 13px;
  color: var(--moss);
  padding: 6px 0;
}

.add-account-toggle summary::-webkit-details-marker { display: none; }

.form-error {
  font-size: 12px;
  color: var(--danger);
  margin: 0;
  min-height: 14px;
}

.form-error.success { color: var(--moss); }

.pending-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 16px 20px;
  border-bottom: 1px solid var(--rule);
}

.pending-row:last-child { border-bottom: none; }

.pending-row-title { font-size: 15px; font-weight: 500; }
.pending-row-sub { font-size: 13px; color: var(--muted); margin-top: 2px; }

.empty-note {
  font-size: 13px;
  color: var(--muted);
  margin: 0 0 28px;
}

/* ---------- Personal loan card + stepper ---------- */

.loan-card { padding: 20px; }

.loan-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 6px;
}

.loan-warning {
  font-size: 13px;
  color: var(--gold);
  margin: 14px 0 0;
}

.stepper {
  display: flex;
  align-items: flex-start;
  margin: 18px 0 4px;
}

.step {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  flex: 0 0 auto;
  width: 84px;
}

.step-dot {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  border: 2px solid var(--rule);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  color: var(--paper);
  background: var(--paper);
  flex-shrink: 0;
}

.step.complete .step-dot {
  background: var(--moss);
  border-color: var(--moss);
  color: var(--paper);
}

.step.current .step-dot {
  border-color: var(--moss);
  background: var(--paper);
  box-shadow: 0 0 0 3px rgba(27, 77, 62, 0.15);
}

.step-label {
  font-size: 12px;
  color: var(--muted);
  margin-top: 6px;
  line-height: 1.3;
}

.step.current .step-label { color: var(--text); font-weight: 500; }

.step-line {
  flex: 1 1 auto;
  height: 2px;
  background: var(--rule);
  margin-top: 11px;
  min-width: 12px;
}

.step-line.complete { background: var(--moss); }

.btn-tiny {
  padding: 8px 14px;
  border-radius: 6px;
  border: none;
  background: var(--ink);
  color: var(--paper);
  font-size: 13px;
  font-family: inherit;
  font-weight: 500;
  cursor: pointer;
  white-space: nowrap;
}

.btn-tiny:hover { background: var(--moss); }

.btn-tiny.secondary {
  background: transparent;
  color: var(--text);
  border: 1px solid var(--rule);
}

.btn-tiny.secondary:hover { border-color: var(--danger); color: var(--danger); }

.add-account-toggle { margin-top: 4px; }

.add-account-toggle summary {
  list-style: none;
  cursor: pointer;
  font-size: 13px;
  color: var(--moss);
  padding: 6px 0;
}

.add-account-toggle summary::-webkit-details-marker { display: none; }

.form-error {
  font-size: 12px;
  color: var(--danger);
  margin: 0;
  min-height: 14px;
}

.form-error.success { color: var(--moss); }

.pending-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 16px 20px;
  border-bottom: 1px solid var(--rule);
}

.pending-row:last-child { border-bottom: none; }

.pending-row-title { font-size: 15px; font-weight: 500; }
.pending-row-sub { font-size: 13px; color: var(--muted); margin-top: 2px; }

.empty-note {
  font-size: 13px;
  color: var(--muted);
  margin: 0 0 28px;
}

/* ---------- Admin panel ---------- */

.admin-wrap {
  max-width: 760px;
  margin: 0 auto;
  padding: 28px 20px 80px;
}

.admin-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 20px;
  border-bottom: 1px solid var(--rule);
  flex-wrap: wrap;
}

.admin-row:last-child { border-bottom: none; }

.admin-row-title { font-size: 15px; font-weight: 500; }
.admin-row-sub { font-size: 13px; color: var(--muted); margin-top: 3px; }
.admin-row-actions { display: flex; gap: 8px; align-items: center; flex-wrap: wrap; }

.admin-row-actions input[type="text"],
.admin-row-actions select {
  padding: 8px 10px;
  border: 1px solid var(--rule);
  border-radius: 6px;
  font-size: 13px;
  font-family: inherit;
  background: var(--panel);
  color: var(--text);
}

.admin-row-actions input[type="text"] { width: 160px; }

.status-badge {
  display: inline-block;
  font-size: 12px;
  padding: 3px 10px;
  border-radius: 999px;
  font-weight: 500;
}

.status-badge.approved { background: #e2ede7; color: var(--moss); }
.status-badge.denied { background: #f4e4de; color: var(--danger); }
.status-badge.frozen { background: #f2e9d8; color: var(--gold); }
.status-badge.closed { background: #f4e4de; color: var(--danger); }


.quick-actions-bar {
  display: flex;
  background: var(--panel);
  border: 1px solid var(--rule);
  border-radius: var(--radius);
  margin-bottom: 24px;
  overflow: hidden;
}

.quick-actions-bar button,
.quick-actions-bar a {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  padding: 16px 6px;
  border: none;
  border-right: 1px solid var(--rule);
  background: none;
  font-family: inherit;
  font-size: 12px;
  color: var(--text);
  text-decoration: none;
  cursor: pointer;
}

.quick-actions-bar button:last-child,
.quick-actions-bar a:last-child { border-right: none; }

.quick-actions-bar svg { width: 22px; height: 22px; color: var(--ink); }

.account-number {
  display: block;
  font-size: 12px;
  color: var(--muted);
  font-variant-numeric: tabular-nums;
  letter-spacing: 0.02em;
  margin-top: 2px;
}

.sub-account {
  align-items: flex-start;
}

.sub-account > span:first-child { display: flex; flex-direction: column; gap: 2px; }
.sub-account .status-badge { margin-top: 2px; width: fit-content; }

@media (max-width: 480px) {
  .insights-grid { grid-template-columns: 1fr; }
  .quick-links { flex-direction: column; }
  .quick-links a { border-right: none; border-bottom: 1px solid var(--rule); }
  .quick-links a:last-child { border-bottom: none; }
}


/* ---------- Marketing / landing page ---------- */

.site-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  max-width: 1040px;
  margin: 0 auto;
  padding: 22px 24px;
}

.site-nav .brand {
  font-size: 22px;
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 20px;
}

.nav-actions a.text-link {
  font-size: 14px;
  text-decoration: none;
  color: var(--text);
  border-bottom: 1px solid var(--rule);
}

.btn-small {
  display: inline-block;
  padding: 9px 18px;
  border-radius: 6px;
  background: var(--ink);
  color: var(--paper);
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
}

.btn-small:hover { background: var(--moss); }

.hero {
  background: var(--moss);
  color: var(--paper);
  padding: 56px 24px 64px;
}

.hero-inner {
  max-width: 1040px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: center;
}

.eyebrow {
  font-size: 13px;
  color: #d8e6de;
  margin-bottom: 14px;
}

.hero h1 {
  color: var(--paper);
  font-size: 44px;
  line-height: 1.12;
  margin-bottom: 18px;
}

.hero p {
  color: #d8e6de;
  font-size: 16px;
  line-height: 1.6;
  max-width: 46ch;
  margin-bottom: 26px;
}

.hero-actions { display: flex; gap: 14px; align-items: center; }

.btn-hero {
  display: inline-block;
  padding: 13px 24px;
  border-radius: 6px;
  background: var(--paper);
  color: var(--ink);
  text-decoration: none;
  font-weight: 500;
  font-size: 15px;
}

.btn-hero:hover { background: var(--gold); color: var(--ink); }

.hero-link {
  color: var(--paper);
  font-size: 14px;
  border-bottom: 1px solid rgba(247,245,239,0.5);
  text-decoration: none;
}

.hero-figure {
  border: 1px solid rgba(247,245,239,0.25);
  border-radius: var(--radius);
  padding: 22px;
  background: rgba(247,245,239,0.06);
}

.hero-figure .figure-label {
  font-size: 12px;
  color: #cfe0d7;
  margin-bottom: 14px;
}

.hero-figure .figure-row {
  display: flex;
  justify-content: space-between;
  padding: 10px 0;
  border-top: 1px dashed rgba(247,245,239,0.25);
  font-size: 14px;
}

.hero-figure .figure-row:first-of-type { border-top: none; }

.hero-figure .figure-total {
  font-family: 'Fraunces', serif;
  font-size: 28px;
  margin-top: 10px;
}

/* Offer list on the landing page */

.offers {
  max-width: 1040px;
  margin: 0 auto;
  padding: 56px 24px 70px;
}

.offers h2 {
  font-size: 26px;
  margin-bottom: 28px;
}

.offer-row {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 20px;
  padding: 26px 4px;
  border-top: 1px solid var(--rule);
  text-decoration: none;
  color: var(--text);
}

.offers .offer-row:last-child { border-bottom: 1px solid var(--rule); }

.offer-index {
  font-size: 13px;
  color: var(--muted);
  margin-bottom: 6px;
}

.offer-row h3 {
  font-size: 20px;
  margin-bottom: 6px;
}

.offer-row p {
  font-size: 14px;
  color: var(--muted);
  margin: 0;
  max-width: 52ch;
}

.offer-arrow {
  font-size: 22px;
  color: var(--muted);
}

.site-footer {
  border-top: 1px solid var(--rule);
  padding: 28px 24px 50px;
}

.site-footer-inner {
  max-width: 1040px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  color: var(--muted);
}

@media (max-width: 720px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero h1 { font-size: 32px; }
  .site-footer-inner { flex-direction: column; gap: 10px; align-items: flex-start; }
}